If you have debts because of your partner’s actions, address these as soon as circumstances allow. Coming up with a plan to deal with debt will help take the pressure off your finances in the short-term, and in the longer term, protect or restore your credit rating, which is likely to be important to give you financial options in the future. Beware of companies that charge a fee to help you consolidate debts or ‘repair’ your credit. These services can be obtained for free through a financial counsellor.

National Debt Helpline Professional financial counsellors offer a free, independent and confidential service to people with debt problems. Mon - Fri 9.30am to 4.30pm. 1800 007 007
Way Forward Way Forward is a not for-profit-organisation helping people in financial difficulty. It provides free debt solutions that do not involve bankruptcy or Part IX Debt Agreements. 1300 045 502
Zahra Foundation Zahra Foundation provides tailored programs and services that promote the economic empowerment of women in South Australia. Services include financial counselling.